Wealth management for

Charities and trustees

Expert support for charity trustees and investment committees.

Investing with purpose

Managing a charity's finances is a significant responsibility. Trustees must balance the need to grow and protect assets with their obligations under the Trustee Act 2000, all while staying true to the charity's mission and values.

At Brooks Macdonald, we have been supporting charities, trusts and not-for-profit organisations for many years. We understand the unique pressures you face and are here to help you invest with confidence.

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Our services

We offer a comprehensive range of services designed around the specific needs of charities and their trustees, from investment management and financial planning to employee benefits and insured benefits.

Charity investments

Do you have charity assets or investments you are responsible for? We can help formulate your investment policy statement, set clear objectives and provide independent oversight of your investment managers, with consideration of the Trustee Act 2000.

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Employee benefits

Our specialists will work with you to provide cost-effective employee benefits tailored to your charity's objectives and the needs of your people, from workplace pensions and insured benefits to financial education and incentives.

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Employee financial wellbeing

Our team can provide a range of cost-effective support, from workplace presentations and one-to-one sessions to webinars and our online Financial Wellbeing Hub.

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Financial planning

If your trustee board requires external knowledge and expertise to help achieve your charity's financial objectives, our independent financial planners are here to help, providing peace of mind when making important decisions.

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Insured benefits

Insured benefits have become a core component of modern employee benefits packages. Our specialists can work with you to integrate suitable, cost-effective insured benefits that can protect both your charity and your people.

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Workplace pensions

As independent advisers, we can access the whole market to find a cost-effective workplace pension solution, as well as supporting you with employee engagement and automatic enrolment compliance.

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Want to discuss your charity's investment needs?

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Case studies

Our team have provided support to charities for many years. We work with some of the UK's leading charities and have a longstanding relationship with the National Council for Voluntary Organisations (NCVO), who have awarded us the coveted rank of Trusted Supplier.

Insured benefits

Charitable investments

Structure and objectives bound by time horizons, supported by ongoing support from a professional financial planner.

Although a charity’s investment options and requirements might differ depending on the purpose of the organisation, charities are generally able to invest. Your powers to invest usually come from one or both of the following:

your governing documents; and/or
the law. Cash held in savings or instant access count as part of your investments. There are rules around permanent endowments, so do ensure you check whether this applies before committing any funds.

This is a document created by the trustees which forms a robust strategy for achieving your charity’s goals and investment objectives. It should be held alongside other governing documents.

By creating, and regularly reviewing an investment policy statement, you can ensure all investment decisions can be sensibly taken by the trustees and other professional advisers, as it will set out the organisations aims, timescales and purposes for making any investment.

The Trustee Act 2000 gives wide powers of investment to the trustees, however you must follow the strict duties and responsibilities which are set out, we have highlighted some of these below.

You must consider any restrictions or requirements to invest (or not invest) that are detailed in your charity’s investment policy statement.
You should regularly review your charity’s investments — this is usually done at least annually. You should keep a record of the review, even if you decide not to make any changes to how and where the funds are invested.
Before making any investment decisions you must consider whether you need to take expert advice about the way in which you have decided to invest.

Why choose Brooks Macdonald

At Brooks Macdonald, we take the time to get to know you, your family and what matters most — then build a plan around you.

A trusted partnership

We have been helping individuals and families across the UK plan for their financial futures since 1991. Many of our client relationships span generations — a reflection of the trust we work hard to earn and maintain.

Tailored to you

There is no such thing as a one-size-fits-all approach at Brooks Macdonald. Before we do anything, we take the time to understand your goals, your circumstances and the people you want to provide for — then build a plan that is right for you.

For every stage of life

Whether you are just starting your investment journey, building your wealth, planning for retirement or thinking about the next generation, we are here to guide you every step of the way.